David Heard

David Heard

Community Relations

Dave Heard has lived and done business in the islands for over 3 decades. He has extensive real estate and construction experience as well as insurance adjacent sales experience through his time working as the Director of Business Development for the State’s largest restoration contractor. During this time he became very familiar with many Insurance Agents, Carriers, Adjusters and Underwriters. While his name is familiar in insurance circles he only recently became known as an insurance producer, obtaining his P&C license in November of 2021.

Dave works under the Mutual Underwriters Brokerage, and has branded himself as Hawaii Commercial Insurance due to his focus on selling only Business/Commercial coverage.

In addition to being a new member of HAIP, Dave has been a member of CCIM Hawaii for many years and serves on the Board of Directors of HomeAid Hawaii, a non-profit provider of housing for individuals, families, and youth experiencing homelessness in Hawaii.

The loves of Dave’s life include his hunny, Ivy Costa, a producer of personal lines for over 10 years on Oahu, also with Mutual Underwriters, and their 2 children David Michael Jr., a Junior at Punahou and Brianna a Sophomore at LaPietra.

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